Sunday, November 19, 2006

0902180263

Apply Trang 0902180263

"American Express® Blue Cash®"
issued by American Express

BASICS
APR
13.24%var* (0% introductory APR for purchases during your first 6 months of Cardmembership, depending on our review of your credit and application. Your APR may vary. The APR for purchases and future balance transfers will be based on the Prime Rate plus 4.99%, 6.99%, or 9.99%, depending on our review of your credit and application.)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
0.00% for 6 months.
Annual Fee
$ 0
Credit Line
Up to $100,000
Minimum Income
25000
Grace Period
20 days
FEES
Account Setup Fee
$ 0
Additional Card Fee
$ 0
Other (one-time) Fees
$ 0
Other Fees Annualized
$ 0
Late Fee
$15 on balances less than $100, $29 on balances of $100 to $1,000, and $35 on balances greater than $1,000.
Over-the-limit Fee
$35, subject to applicable law
FEATURES
Customized Terms
* This credit card offers customized terms. Details: Purchases is determined monthly by adding either 4.99%, 6.99% or 9.99% to the Prime Rate depending on our review of your application.
Travel Rewards
N/A
Cash Rebate
Your annual cash reward for everyday purchases at stand-alone U.S. supermarkets, gas stations, drugstores, and home improvement stores is up to 3%. Stand-alone locations do not include the departments of superstores or warehouse clubs where the standard rebate of up to 1.5% applies. Your annual cash reward for all other purchases is up to 1.5%. You will receive an additional rebate of up to 2% in months in which your account carries a balance. Your cash rewards are limited to $50,000 of annual eligible spending. See terms & conditions for cash rebate structure.
Shopping Rewards
N/A
Balance Transfer
Balances can be transferred at the rate as low as 13.24%. * Balance transfer APR: a fixed APR of 4.99% for life of the balance on balance transfer requests submitted on the enclosed application. Then, the standard APR for purchase will apply. There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is a Finance Charge.
Cash Advance
The APR for cash advances is 23.24%. Fee for Cash Advances: 3% of each transaction, $5.00 minimum and no maximum
Other Features
N/A
Card Description
Earn up to 5% cash back. 0% intro APR on purchases for six months. No Annual Fee. Line of credit up to $100,000. Ability to check and pay your bill online, 24 hours a day. Fee-FREE balance transfers when submitted with application.

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