"Bank of America Visa® Platinum"

"Bank of America Visa® Platinum"
issued by Bank of America


BASICS
APR
11.24%var* (Your APR's may vary. For each billing cycle, we determine each APR by adding a margin to the prevailing U.S. Prime Rate. The margin for the Purchase, Balance Transfer, and Cash Advance Check APR is 2.99% for Platinum Plus accounts, or 12.99% for Preferred accounts. The margin for the Bank and ATM Cash Advance APR is 15.99% for both Platinum Plus and Preferred accounts.)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
0% for 6 billing cycles
Annual Fee
$ 0
Credit Line
N/A
Grace Period
20 days
FEES
Account Setup Fee
$0
Additional Card Fee
$0
Other (one-time) Fees
$0
Other Fees Annualized
$0
Late Fee
Based on your balance as of the day the fee is assessed- $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.
Over-the-limit Fee
Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.
Currency Conversion Fee
Transaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee.
FEATURES
Customized Terms
* This credit card offers customized terms. Details: Your APRs may vary. For each billing cycle, we determine each APR by adding a margin to the prevailing U.S. Prime Rate. The margin for the Purchase, Balance Transfer, and Cash Advance Check APR is 2.99% for Platinum Plus accounts, or 12.99% for Preferred accounts. The margin for the Bank and ATM Cash Advance APR is 15.99% for both Platinum Plus and Preferred accounts.
Travel Rewards
N/A
Cash Rebate
N/A
Shopping Rewards
N/A
Balance Transfer
0% for 6 billing cycles Balance Transfer Fee: None
Cash Advance
The APR for cash advances is 24.24%. Transaction fee for Bank and ATM Cash Advances: 3% of each such cash advance (minimum $10).
Other Features
N/A
Card Description
- No annual fee - 0% Introductory APR on purchases and balance transfers and cash advance checks for your first 6 billing cycles(*) - No fees on balance transfers