"Student Visa® Platinum"

"Student Visa® Platinum"
issued by Bank of America


BASICS
APR
19.24%var* (A variable APR, currently Prime + 10.99%)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
0.00% for 6 months.
Annual Fee
$ 0
Minimum Income
$200
Grace Period
20 days
FEES
Account Setup Fee
0
Additional Card Fee
0
Other (one-time) Fees
0
Other Fees Annualized
0
Late Fee
Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $25 for balances $100.01 to $1000, $35 for balances greater than $1000.
Over-the-limit Fee
Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $25 for balances $500.01 to $1000, $35 for balances greater than $1000.
Currency Conversion Fee
Transaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee.
FEATURES
Customized Terms
* This credit card offers customized terms. Details: *See website for complete terms and conditions of card usage and application disclosure. See complete terms and conditions.
Travel Rewards
N/A
Cash Rebate
N/A
Shopping Rewards
N/A
Balance Transfer
Balances can be transferred at the rate as low as 19.24%. *
Cash Advance
The APR for cash advances is 24.24%. A variable APR, currently Prime + 15.99% Fees: For accounts opened prior to 10/10/06, the following fees apply to transactions posting before 10/19/06: 3% ($10 min) for Cash Advances (including Convenience Checks). For transactions posting on or after 10/19/06, the fees will be: 3% ($10 min) for non-check Cash Advances and 4% ($10 min, $90 max) for Convenience Checks and Balance Transfers. In addition, the following transactions made on or after 10/19/06 will post as Cash Equivalents (purchase transactions) and be subject to a fee of 3% ($10 min) for each such transaction: wire transfers, person to person money transfers, bets, lottery tickets, casino gaming chips, money orders, foreign currency, and travelers checks from a non-financial institution. For accounts opened on or after 10/10/06, the fee for each non-check Cash Advance and Cash Equivalent transaction will be 3% ($10 min) and the fee for each Convenience Check (Check Cash Advance) and Balance Transfer will be 4% ($10 min, $90 max). Cash Equivalents include the following purchase transactions: wire transfers, person to person money transfers, bets, lottery tickets, casino gaming chips, money orders, foreign currency, and travelers checks from a non-financial institution.
Other Features
N/A
Card Description
• No co-signer required • No annual fee • Online Banking Service • Total Security Protection®