"Orchard Bank® MasterCard®"

"Orchard Bank® MasterCard®"
issued by HSBC Bank Nevada, N.A


BASICS
APR
16.40%var* (Based upon our credit review, a fixed Introductory rate may apply for the first six billing cycles of your Account if you are invited to apply for the Orchard Bank Gold MasterCard)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
N/A
Annual Fee
$ 79
Credit Line
Min $300 Max $1000
Minimum Income
12000
Grace Period
25 days
FEES
Account Setup Fee
As low as $0 or up to $49
Other (one-time) Fees
$ 0
Other Fees Annualized
$ 35 for MasterCard secured
Late Fee
$ 29
Over-the-limit Fee
$ 29
FEATURES
Customized Terms
* This credit card offers customized terms. Details: The Account Setup Fee, also referred to as processing fee, and the annual fee listed are the highest possible combination of fees. Based on your credit information, you may qualify for fees lower than those listed.
Travel Rewards
N/A
Cash Rebate
N/A
Shopping Rewards
N/A
Balance Transfer
N/A
Cash Advance
The APR for cash advances is 22.90%.
Other Features
N/A
Card Description
Our relaxed credit criteria makes it easy to be approved, even if your credit history is less than perfect. Upon approval, your initial credit line will be between $300 and $1,000, with no security deposit required. We will periodically review your eligibility for credit line increases. Plus, over time, your credit line may increase up to $5000! Orchard Bank Mastercard accounts are reported to all three major credit bureaus every month, which can help you create a strong credit history.