"Discover® Gas Card"

"Discover® Gas Card"
issued by Discover Card

BASICS
APR
10.99%var* (Your standard APR for purchases may vary and is determined monthly by adding an "adder" to the Prime Rate†. Your actual rate will be determined based on our review of your credit history.)
APR computation method
Two Cycle Average Daily Balance Including New Purchases
Intro APR
0.00% for 12 months.
Annual Fee
$ 0
Grace Period
25 days
FEES
Late Fee
$15 on balances up to $500, and $39 on balances over $500.
Over-the-limit Fee
$15 on balances up to $500, and $39 on balances over $500.
Currency Conversion Fee
Earn a cash reward on purchases made with your Card. Each year, earn a full 1% (5% for gas) of your first $1,500 in purchases; your second $1,500 in purchases earn .50% (3% for gas) and purchases in excess of $3,000 earn .25% (1% for gas). Transactions must be sent to us under merchant category codes 5541 and 5542 to qualify as a gas purchase. Purchases made at select warehouse clubs, discount stores and their affiliates earn .25%. With our Get More Program, you can sign up to earn 5% Cashback Bonus® on purchases made at select merchants or in certain merchant categories throughout the year. Increase your Cashback Bonus when you redeem your cash reward for gift cards or certificates from our Cashback Bonus Partners. These purchases and gas purchases are included in the total amount of purchases made during the year to determine your Cashback Bonus on other purchases. You will not earn a Cashback Bonus on annual gas purchases in excess of $25,000. Get up to double Cashback Bonus when you exchange your cash reward for gift cards or certificates from our Discover Card Partners. Reward is redeemable in $20 increments. Certain circumstances, such as account closure and inactivity for more than 36 months, could result in forfeiture of some or all of your Cashback Bonus. Other restrictions apply. You will receive complete Cashback Bonus Plus Terms and Conditions with your Card.
FEATURES
Customized Terms
* This credit card offers customized terms. Details: You APR is determined based on our review of your credit history.
Travel Rewards
N/A
Cash Rebate
Shopping Rewards
N/A
Balance Transfer
The intro APR for balance transfers is 0.00% for 12 months. After the intro period, the rate will be as low as 10.99%. * APR: 0% until the last day of the billing period ending during August 2006*; then the standard APR for purchases. FEE: 3% for each balance transfer made under this offer, with a minimum of $5 and a maximum of $50.
Cash Advance
The APR for cash advances is 20.99%. FEE: 3% for each cash advance, with a minimum of $5 and no maximum.
Other Features
N/A
Card Description
Sign up for a Discover® Platinum Gas Card today and enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months. Plus, earn 5% Cashback Bonus® on Gas purchases throughout the year and up to 1% Cashback Bonus® on all your other purchases*.