"Discover® Platinum Card"

"Discover® Platinum Card"
issued by Discover Card

BASICS
APR
10.99%var* (Standard purchase APR equals the Prime Rate plus an amount (the Margin) between 3.24% and 10.24%†.)
APR computation method
Two Cycle Average Daily Balance Including New Purchases
Intro APR
0.00% for 12 months.
Annual Fee
$ 0
Credit Line
$ 50,000
Minimum Income
15000
Grace Period
25 days
FEES
Account Setup Fee
$ 0
Other (one-time) Fees
$ 0
Other Fees Annualized
$ 0
Late Fee
$15 on balances up to $500, and $39 on balances over $500.
Over-the-limit Fee
$15 on balances up to $500, and $39 on balances over $500.
FEATURES
Customized Terms
* This credit card offers customized terms. Details: * The rate will be determined based on your credit history. This online application is subject to the terms and conditions as described in the Important Information Section of the application.
Travel Rewards
N/A
Cash Rebate
Up to 2% Cashback Bonus award when you exchange your cash award for up to double the amount in certificates for products and services from our Cashback Bonus Partners, which are subject to change without notice. Cash award is up to 1% of each purchase based on your annual level and type of purchases with purchases at the highest level accruing awards at 1% under this Cashback Bonus program. For purchases made at select warehouse clubs and discount stores including grocery stores affiliated with these stores you will accrue a cash award at a rate of .25%. Award is redeemable in $20 increments. Restrictions apply. You will receive complete Cashback Bonus Terms and Conditions with your Card.
Shopping Rewards
N/A
Balance Transfer
The intro APR for balance transfers is 0.00% for 12 months. After the intro period, the rate will be as low as 10.99%. * 0% until the last day of the billing period ending during June 2007*; then the standard APR for purchases
Cash Advance
The APR for cash advances is 20.99%. TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum.
Other Features
N/A
Card Description
· Up to a 2% Cashback Bonus® award* · Up to $50,000 Credit Line · Online Account Access and Bill Payment