"The GM Flex Card®"

"The GM Flex Card®"
issued by HSBC Bank Nevada, N.A.


BASICS
APR
13.24%var* (Your APRs may vary. The rates are determined by adding the Index (described below) and: 4.99%, 9.99%, or 11.99% ("Spread") depending on your creditworthiness. For each billing cycle, the Index is determined in the month prior to the month in which the billing cycle ends. In that prior month, the highest Prime Rate published in The Wall Street Journal is selected (the "Index").)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
0.00% for 12 months.
Annual Fee
$ 0
Grace Period
25 days
FEES
Account Setup Fee
$0
Additional Card Fee
0
Other (one-time) Fees
$0
Other Fees Annualized
$0
Late Fee
$15 if your balance is $100 or less; $25 if your balance is more than $100 and up to and including $1,000; and $35 if your balance is greater than $1,000.
Over-the-limit Fee
$35. Accessing the full amount or most of your available credit may result in an overlimit fee.
FEATURES
Customized Terms
* This credit card offers customized terms. Details: Your Premium APR may vary. The variable rate is determined by adding the Index plus 4.99%, 9.99%, or 11.99% ("Spread") depending on your creditworthiness.
Travel Rewards
N/A
Cash Rebate
N/A
Shopping Rewards
- 1% toward any new vehicle (**) - 3% toward an eligible new GM vehicle (***) **: $100 redemption minimum *** Redemption limits apply and vary by vehicle and model year.
Balance Transfer
The intro APR for balance transfers is 0.00% for 12 months. After the intro period, the rate will be as low as 13.24%. * A Balance Transfer Fee of 3% ($15 minimum) and a $75 maximum will apply on all Balance Transfers transactions, unless otherwise disclosed. Balance Transfers are not eligible for Earnings.
Cash Advance
The APR for cash advances is 23.74%. A Cash Advance Fee of 3% ($15 minimum) will apply on all cash advances, including Convenience Checks, unless otherwise disclosed.
Other Features
N/A
Card Description
- 0% introductory APR - A full 1% Cash Back Option (*) - A full 1% Earnings toward any new vehicle (**) - Triple your earnings to 3% toward an eligible new GM vehicle (***)