"The Gold Delta SkyMiles® Credit Card"

"The Gold Delta SkyMiles® Credit Card"
issued by American Express


BASICS
APR
18.24%var* (Your APR may vary. The APR for Purchases, Balance Transfers and Cash Advances is determined monthly by adding 9.99%, 9.99% and 14.99% respectively to the Prime Rate. The APR for defaulted and seriously defaulted accounts is determined monthly by adding 12.99% and 21.99%, respectively, to the Prime Rate.)
APR computation method
Average Daily Balance Including New Purchases
Intro APR
N/A
Annual Fee
$ 85
Credit Line
Up to $100,000
Grace Period
20 days
FEES
Account Setup Fee
$ 0
Additional Card Fee
$ 0
Other (one-time) Fees
$ 0
Other Fees Annualized
$ 0
Late Fee
Subject to applicable law, $15 on balances less than $100, $29 on balances of $100 to $1,000, and $35 on balances greater than $1,000.
Over-the-limit Fee
$35
FEATURES
Customized Terms
* This credit card offers customized terms. Details: Annual Fee $30 for qualified American Express Cardmembers. No balance transfer fee for balances transferred with application. Fee for Balance Transfers: 3% of each balance transfer, $5 minimum, $50 maximum.
Travel Rewards
To get off to a flying start, you'll earn 15,000 bonus SkyMiles® the first time you make a purchase with your Card. And that's just the beginning.You'll always earn Double Miles on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. You can also earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases. Plus, you'll earn one mile for every eligible dollar on virtually every other purchase you make with the Card. And, SkyMiles never expire.1 2 Benefits of the Card For your added convenience, your Delta Frequent Flyer number is printed right on your Card, so you'll have your frequent flyer information handy whenever you need it. The Card has an annual fee of $85 ($55 is waived, annual fee reduced to $30 if you have a qualifying American Express Consumer Charge Card), a competitive APR, a grace period up to 20 days, and a line of credit up to $100,000. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Use your Card everywhere American Express Cards are accepted, and watch those SkyMiles add up!
Cash Rebate
N/A
Shopping Rewards
N/A
Balance Transfer
Balances can be transferred at the rate as low as 9.99%. * APR: fixed rate of 9.99% for the life of the balance (until balance is completely paid off), on BT requests submitted with this application.Then, 13.99%. Fee for Balance Transfers: 3% of each balance transfer, $5 minimum, $50 maximum. This fee does not apply to balance transfers submitted with this application.
Cash Advance
The APR for cash advances is 23.24%. Fee for Cash Advances: 3% of each transaction, $5.00 minimum and no maximum.
Other Features
N/A
Card Description
· 15,000 Bonus Delta miles with first purchase · 2,500 bonus miles for adding an additional cardmember · And Always Double Miles on purchases at select retailers · Earn 1 SkyMile for every eligible dollar you spend on the Card · No annual fee for the first year · Fee-FREE balance transfers when submitted with application.
Special Promotions
9.99% for the life of the balance for balance transfer requests submitted on this application